Privacy Policy for [The Money Mint Trading and Research Academy]

Last Updated: 26^th November 2025

Welcome to The Money Mint Trading and Research Academy (Ritu Chouhan Proprietor of The Money Mint Research and Trading Academy Individual SEBI Registered RA Number: INH000014456 (referred to as "Academy," "we," "us," or "our"). We are committed to protecting your personal data and respecting your privacy. This Privacy Policy outlines how we collect, use, process, and disclose your information.

This policy is in accordance with the Digital Personal Data Protection Act, 2023 (DPDP Act) and other applicable laws of India. By accessing our website ([Your Website URL]) and using our services, you (the "Data Principal") provide your free, specific, informed, and unambiguous consent to the collection and processing of your Personal Data as described herein.

1. Our Role as a Data Fiduciary

   We, Ritu Chouhan Proprietor of The Money Mint Research and Trading Academy with a registered office Address: 16, Shiv Nagar Colony , Dharnaka, Mhow, Indore, INDORE, MADHYA PRADESH, 45344 . are the Data Fiduciary responsible for the processing of your Personal Data on this platform.

2. What Personal Data Do We Collect?

   "Personal Data" means any data about an individual who is identifiable by or in relation to such data. We collect the following types of Personal Data:

   • Data You Provide to Us:

     • Identity & Contact Data: Your full name, email address, mobile phone number, and state/city.
     • Account Data: Your username and password when you register for an account.
     • Payment Data: When you purchase a course or subscription, your payment details are collected and processed directly by our third-party payment gateways (e.g., Cashfree, Razorpay, PayU, lnstamojo etc.). We do not store your full credit/debit card details or net banking information.
     • Communications Data: Any information you provide when you contact us for support, post on our forums, or respond to surveys.

   • Data We Collect Automatically:

     • Log & Usage Data: Information about how you use our website, including your IP address, browser type, operating system, referring URLs, pages viewed, and timestamps.
     • Tracking Data: We use cookies and similar technologies (like pixels) to track activity on our site and hold certain information. You can manage your cookie preferences through your browser.

3. How and Why We Use Your Personal Data (Lawful Basis)

   We process your Personal Data based on your consent and for other lawful purposes under the DPDP Act. The specific purposes are:

   • To Provide and Manage Our Services: To create and maintain your account, provide access to our courses, and deliver the educational content you have requested.
   • To Process Transactions: To process your payments for courses and subscriptions through our secure payment gateways.
   • To Communicate With You: To send you administrative information, such as updates to our terms, security alerts, and support messages.
   • To Send Marketing Communications: With your explicit consent, to send you newsletters, special offers, and information about new courses that may interest you. You can withdraw this consent at anytime.
   • To Improve Our Services: To analyze user behaviour and trends to improve our website, course offerings, and user experience.
   • To Comply with Legal Obligations: To comply with our legal and regulatory responsibilities under Indian law, including requests from law enforcement or regulatory bodies like SEBI.

4. How We Share Your Personal Data

   We do not "sell" your Personal Data. We may, however, share your data with trusted third parties ("Data Processors") to provide our services, including:

   • Payment Gateways: To process your payments.
   • Email Service Providers: To send you transactional and marketing emails.
   • Cloud & Hosting Providers: To securely host our website and your data.
   • Analytics Providers: To help us understand website usage.

   We will also disclose Personal Data if required by law, regulation, or a valid legal process from Indian authorities.

5. Your Rights as a Data Principal

   Under the DPDP Act, 2023, you have several rights regarding your Personal Data:

   • Right to Access: You have the right to request a summary of your Personal Data that we process.
   • Right to Correction & Erasure: You have the right to request the correction of inaccurate or incomplete data, or the erasure of your Personal Data (subject to our legal retention obligations).
   • Right to Withdraw Consent: You have the right to withdraw your consent at any time.If you withdraw consent, we may not be able to provide certain services to you.We will inform you of this consequence upon withdrawal.
   • Right to Grievance Redressal: You have the right to lodge a complaint or grievance with our Grievance Officer.
   • Right to Nominate: You have the right to nominate another individual to exercise your rights in the event of your death or incapacity.

   To exercise any of these rights, please contact our Grievance Officer.

6. Grievance Officer

   In compliance with the SEBI

   Name: Ritu Chouhan

   Email: mudrakaar@gmail.com

   Address: 16, Shiv Nagar Colony , Dharnaka, Mhow, Indore, INDORE, MADHYA PRADESH, 45344

   Please contact the Grievance Officer for any complaints, grievances, or to exercise your rights regarding your Personal Data.

7. Data Security

   We implement appropriate technical and organizational security measures (such as SSL encryption, access controls, and secure data storage) to protect your Personal Data from unauthorized access, alteration, disclosure, or destruction.

8. Data Retention

   We will retain your Personal Data only for as long as is necessary to fulfill the purposes for which it was collected, or as required by applicable Indian laws (e.g., for tax, regulatory, or legal compliance).

9. Data of Minors

   Our services are not intended for individuals under the age of 18. We do not knowingly collect Personal Data from minors. If you are a parent or guardian and believe your child has provided us with Personal Data, please contact us immediately so we can take steps to delete it.

10. Updates to This Policy

    We may update this Privacy Policy from time to time. The "Last Updated" date at the top will indicate the latest revision. We encourage you to review this policy periodically.

11. Contact Us

    For any general questions about this Privacy Policy (not related to grievances), please contact us at:

    The Money Mint Trading and Research Academy

    Ritu Chouhan Proprietor of The Money Mint Research and Trading Academy

    Email: mudrakaar@gmail.com

    Address: 16, Shiv Nagar Colony , Dharnaka, Mhow, Indore, INDORE, MADHYA PRADESH, 45344